This page is for use as a supplement to my April 3, 2014 blog entry
Use the list below to assist in coming up with items to include when evaluating spending and building budgets.
Budget Items
- Fixed Required Expenses (may include, but not necessarily limited to):
- housing costs (rent/mortgage)
- debt payments
- vehicle
- credit cards
- education
- home improvement
- personal loans
- other liens
- medical bills
- child care
- insurance premiums
- Variable Required Expenses
- utilities
- communications
- television
- internet
- phone
- gas/electric/oil
- water/sewer
- food
- vehicle gas
- pet ownership costs
- medical expenses
- clothing/uniforms
- mandatory home improvement
- vehicle repair/maintenance & public transportation costs
- Fixed Optional Expenses
- memberships
- subscription services
- club fees
- activity fees
- Variable Optional Expenses
- eating out
- salon/spa
- optional home improvement
- entertainment
- activities
- coffee/fast food
- any non-essential shopping
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