Tuesday, November 4, 2014

31 Days of Living Well and Spending Zero - Days 17 - 31

October is over and so is the challenge! Days 17-31 were packed with some great ideas for avoiding spending. A few highlights...

Day 17 - Free Halloween Costumes: I was certain that my daughter would insist on a Disney Princess costume for Halloween this year; however, when I suggested she make use of her dress up clothes and go as a fairy princess she was all for it! While I certainly can't guarantee that children will always be this agreeable, I think often times we adults assume our children want store bought things when they're already happy with what they have.

Day 22 - Sell your stuff: If you're in need of some extra cash take some time to look around and see what's worth selling. You'd be amazed at what people will buy. Even odd little nick-knacks can fetch a few bucks on e-bay. It adds up quick!

Day 25 - Try Bartending (ooops Bartering): Okay, when I was doing the challenge I misread this one. It's supposed to be bartering, but my eyes read "bar tending" (I was thinking they made a typo and formed it as one word). Anyways....I like both. 

Let's start with bar tending. Now I'm not much of a alcohol drinker, but I am a big drinker of coffee and coffee related beverages. Now if you're like me you know that buying these beverages can be a major budget buster. Unfortunately espresso machines are not cheap. There are however some great alternatives. At my house we use a Bialetti Moka Express Espresso maker that can be used on the stove top and purchased usually for less than $50. This along with  a wand-type milk frother, which can be found for less than $10, has saved us a lot of money. Want the coffee shop atmosphere? Turn off the TV, throw on some jazz or acoustic music and dim the lights. Voila!

Now for bartering.... I like bartering because not only can you save some money but it's also social and can be very rewarding. I've had several great bartering experiences. I once traded snow tires for a Nintendo Wii. Last year I dog sat in exchange for having an antique doll house refurbished. More recently I traded my old saxophone for a really nice electric piano. If I hadn't arranged these barters I'm fairly certain I would not have the electric piano, and the dollhouse would likely still be in disrepair (I since donated the Wii). 

Day 27 - Free Family Activities - This is one of my favorites because it echos one of my top pieces of advice which is, instead of buying something - do something! Whether it's a quiet day at home, playing games, going on a hike, bike riding, or finding a local event with free admission there are many ways we can have fun simply by spending time together. Mall dwelling should mostly be avoided. Shop when you actually need something, not as something to do!

Day 30 - Plan for the Holidays - Thanksgiving and Christmas are fast approaching, and if you're like most of us that means some inevitable expenses. Everyone feels differently about the appropriate amount to spend during this time of year, so I'm not going to get into a lecture about what you should or should not buy. The important thing is that we make a plan. Make a list or mark on a calendar what will be purchase, when and the estimated cost. If you're hosting Thanksgiving start buying the non-perishables now. Appropriate planning will help reduce a lot of unnecessary stress and allow us to enjoy this festive time of year.

A special thanks to the Living Well, Spending Less blog for this fantastic challenge!

Be Well,
- Nicole